http://www.nemadvertiser.co.uk// Top stories for Personal finance http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1082236_ten_ways_to_pay_less_tax MARTYN Hocking, editor of Which? Money, gives his ten top tips on how to keep as much of your hard-earned pay packet for yourself. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1082236_ten_ways_to_pay_less_tax Mon, 24 Nov 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1080753_the_homes_with_1_price_tag A DETERMINED couple have snapped up two historic buildings at the gateway to Manchester's Philips Park for just £1. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1080753_the_homes_with_1_price_tag Wed, 19 Nov 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1081023_be_credit_card_smart THE difference between the best and the worst deals on credit cards can be pretty big. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1081023_be_credit_card_smart Mon, 17 Nov 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1079845_compensation_schemes THERE are compensation schemes for when banks go belly-up. Martyn Hocking, editor of Which? Money, explains them. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1079845_compensation_schemes Mon, 10 Nov 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1078206_protect_your_pets CHEAP pet insurance is a false economy, but you don't need to break the bank to protect yourself against vets' bills, writes Martyn Hocking, editor of Which? Money.  http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1078206_protect_your_pets Mon, 03 Nov 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1077116_cut_your_phone_bills NOW is a great time to cut your telecoms bills - and we can guide you through the maze. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1077116_cut_your_phone_bills Mon, 27 Oct 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1072632_investment_basics WHERE can you invest after recent weeks' upsets? Well, the fundamental things still apply. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1072632_investment_basics Mon, 13 Oct 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1068157_cut_your_fuel_bills SWITCHING supplier, changing tariff or reducing gas and electric consumption can save hundreds of pounds. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1068157_cut_your_fuel_bills Mon, 22 Sep 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1066785_food_for_thought THERE are many ways we can save money on our weekly shop. Here are our top 10 tips... http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1066785_food_for_thought Mon, 15 Sep 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1065871_working_after_retirement SOME people stay in employment past retirement age because they have to; some because they want to. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1065871_working_after_retirement Mon, 08 Sep 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1064901_best_of_the_banks SMALLER banks offer better rates and better service than the big four, according to the latest survey of members' experiences with current accounts. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1064901_best_of_the_banks Mon, 01 Sep 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1061276_martin_lewis_mortgage_advice THERE'S a mortgage drought out there. It's more difficult than ever to get new mortgages - even if you can get a new deal they're not as cheap, and finding them has got tougher. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1061276_martin_lewis_mortgage_advice Wed, 06 Aug 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1061444_home_grown_fun_in_the_sun MORE families than ever are staying home for the school holidays to beat the credit crunch. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1061444_home_grown_fun_in_the_sun Wed, 06 Aug 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1061242_update_on_pensions_rules MONEY expert Karen Campbell of Grant Thornton answers the question: "Is there any limit on the amount of pension contributions that can be made into a personal pension arrangement? http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1061242_update_on_pensions_rules Tue, 05 Aug 2008 00:00:00 -0000 http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1061245_ways_to_save_on_utility_bills DAVINA FIGGET from Southborough, Kent, works for the charity Age Concern. She is keen to cut her bills and asked us to help. http://www.nemadvertiser.co.uk//lifestyle/personal_finance/s/1061245_ways_to_save_on_utility_bills Tue, 05 Aug 2008 00:00:00 -0000